Side-by-side · Q2 2026 data
The Fayette County National Bank of Fayetteville vs Whitesville State Bank
Bank
The Fayette County National Bank of Fayetteville
Fayetteville, West Virginia · $100 million – $1 billion
Metric by metric
| Measure | The Fayette County National Bank of Fayetteville | Whitesville State Bank |
|---|---|---|
| TellerScore | 69 (stronger) | 65 |
| Capital cushion | 41 | 50 (stronger) |
| Loan quality | 97 (stronger) | 78 |
| Earnings | 54 (stronger) | 41 |
| Funding & liquidity | 79 | 92 (stronger) |
| Problem-loan coverage | 99 (stronger) | 87 |
| Peer percentile | 40th | 29th |
| Total assets | $158.1M | $137.6M |
| Deposits / shares | $134.8M | $126.3M |
| Capital ratio | 9.05% | 9.96% (stronger) |
| Problem loans | 0.08% (stronger) | 0.65% |
| Net charge-offs | 0.02% (stronger) | 0.18% |
| Return on assets | 0.85% (stronger) | 0.53% |
| Loans ÷ deposits | 53.9% (stronger) | 59.8% |
| Uninsured deposits | 34.4% | 22.8% (stronger) |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.4% | 27.1% |
The Fayette County National Bank of Fayetteville has the higher TellerScore (69 vs 65). On the 7 directional measures above (where higher or lower is clearly better), The Fayette County National Bank of Fayetteville leads on 5 and Whitesville State Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.