The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

The score has been essentially flat from Q2 2025 to Q2 2026 (65 → 65).

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in West Virginia

Yes. Whitesville State Bank is an FDIC-insured institution (FDIC certificate #16453). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 22.8% of deposits ($28.8M) are above the $250,000 FDIC insurance limit, close to the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 9.96%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

Whitesville State Bank lists 5 offices in 5 cities. Most locations:

• Belle, WV (1)
• Comfort, WV (1)
• Crab Orchard, WV (1)
• Glen Daniel, WV (1)
• Whitesville, WV (1)

All branch addresses and map

In 2025, Whitesville State Bank reported 115 home-loan applications under HMDA (LEI 549300GKZTKVQFQNP844): 75 originated ($8,495,000 total), 29 denied, and 8 withdrawn or closed by the applicant. Its denial rate on decided applications was 27.1%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Whitesville State Bank

Type

State-chartered bank

FDIC certificate #

16453

RSSD ID

732637

Primary regulator

FDIC

Holding company

Big Coal River Bcorp Inc

Established

July 8, 1946

Headquarters

38609 Coal River Rd, Whitesville, WV 25209

Website

www.whitesvillesb.com

Employees

36