Side-by-side · Q2 2026 data
The Federal Savings Bank vs St. Martin De Porres Parish Federal Credit Union
Credit union
St. Martin De Porres Parish Federal Credit Union
Chicago, Illinois · Under $100 million in assets
Metric by metric
| Measure | The Federal Savings Bank | St. Martin De Porres Parish Federal Credit Union |
|---|---|---|
| TellerScore | 51 | 93 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 10 | 100 (stronger) |
| Earnings | 22 | 64 (stronger) |
| Funding & liquidity | 50 | 100 (stronger) |
| Problem-loan coverage | 67 | 100 (stronger) |
| Peer percentile | 8th | 94th |
| Total assets | $1.1B | $383K |
| Deposits / shares | $741.1M | $326K |
| Capital ratio | 15.86% (stronger) | 14.96% |
| Problem loans | 2.69% | 0.00% (stronger) |
| Net charge-offs | 0.20% | 0.00% (stronger) |
| Return on assets | 0.05% | 1.10% (stronger) |
| Loans ÷ deposits | 129.9% | 12.3% (stronger) |
| Uninsured deposits | 15.0% | 0.0% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.1% | — |
St. Martin De Porres Parish Federal Credit Union has the higher TellerScore (93 vs 51). On the 7 directional measures above (where higher or lower is clearly better), The Federal Savings Bank leads on 1 and St. Martin De Porres Parish Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.