Side-by-side · Q2 2026 data
The Fidelity Bank vs Arcade Credit Union
Metric by metric
| Measure | The Fidelity Bank | Arcade Credit Union |
|---|---|---|
| TellerScore | 78 | 80 (stronger) |
| Capital cushion | 65 | 94 (stronger) |
| Loan quality | 86 (stronger) | 77 |
| Earnings | 89 (stronger) | 42 |
| Funding & liquidity | 65 | 100 (stronger) |
| Problem-loan coverage | 94 | 96 (stronger) |
| Peer percentile | 86th | 65th |
| Total assets | $4.7B | $7.8M |
| Deposits / shares | $4.2B | $6.7M |
| Capital ratio | 11.47% | 14.42% (stronger) |
| Problem loans | 0.42% (stronger) | 0.70% |
| Net charge-offs | 0.06% | -0.02% (stronger) |
| Return on assets | 1.73% (stronger) | 0.56% |
| Loans ÷ deposits | 69.2% | 54.8% (stronger) |
| Uninsured deposits | 38.2% | 0.0% (stronger) |
| Offices | 57 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.7% | — |
Arcade Credit Union has the higher TellerScore (80 vs 78). On the 7 directional measures above (where higher or lower is clearly better), The Fidelity Bank leads on 2 and Arcade Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.