Side-by-side · Q2 2026 data
The Fidelity Bank vs Martinsville First Savings Bank
Metric by metric
| Measure | The Fidelity Bank | Martinsville First Savings Bank |
|---|---|---|
| TellerScore | 78 | 80 (stronger) |
| Capital cushion | 65 | 100 (stronger) |
| Loan quality | 86 (stronger) | 78 |
| Earnings | 89 (stronger) | 37 |
| Funding & liquidity | 65 | 87 (stronger) |
| Problem-loan coverage | 94 | 97 (stronger) |
| Peer percentile | 86th | 66th |
| Total assets | $4.7B | $32.1M |
| Deposits / shares | $4.2B | $24.8M |
| Capital ratio | 11.47% | 20.46% (stronger) |
| Problem loans | 0.42% (stronger) | 0.65% |
| Net charge-offs | 0.06% | -0.01% (stronger) |
| Return on assets | 1.73% (stronger) | 0.41% |
| Loans ÷ deposits | 69.2% (stronger) | 72.9% |
| Uninsured deposits | 38.2% | 4.8% (stronger) |
| Offices | 57 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.7% | — |
Martinsville First Savings Bank has the higher TellerScore (80 vs 78). On the 7 directional measures above (where higher or lower is clearly better), The Fidelity Bank leads on 3 and Martinsville First Savings Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.