Side-by-side · Q2 2026 data
The Fidelity Bank vs North State Bank
Metric by metric
| Measure | The Fidelity Bank | North State Bank |
|---|---|---|
| TellerScore | 78 (stronger) | 61 |
| Capital cushion | 65 (stronger) | 35 |
| Loan quality | 86 | 94 (stronger) |
| Earnings | 89 (stronger) | 52 |
| Funding & liquidity | 65 (stronger) | 49 |
| Problem-loan coverage | 94 | 97 (stronger) |
| Peer percentile | 86th | 24th |
| Total assets | $4.7B | $1.5B |
| Deposits / shares | $4.2B | $1.2B |
| Capital ratio | 11.47% (stronger) | 8.50% |
| Problem loans | 0.42% | 0.17% (stronger) |
| Net charge-offs | 0.06% | -0.03% (stronger) |
| Return on assets | 1.73% (stronger) | 0.79% |
| Loans ÷ deposits | 69.2% (stronger) | 94.2% |
| Uninsured deposits | 38.2% | 30.9% (stronger) |
| Offices | 57 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.7% | 2.5% |
The Fidelity Bank has the higher TellerScore (78 vs 61). On the 7 directional measures above (where higher or lower is clearly better), The Fidelity Bank leads on 4 and North State Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.