Side-by-side · Q2 2026 data
The Fidelity State Bank and Trust Company vs Citizens Federal Savings Bank
Bank
The Fidelity State Bank and Trust Company
Dodge City, Kansas · $100 million – $1 billion
Metric by metric
| Measure | The Fidelity State Bank and Trust Company | Citizens Federal Savings Bank |
|---|---|---|
| TellerScore | 95 (stronger) | 80 |
| Capital cushion | 100 | 100 |
| Loan quality | 90 | 95 (stronger) |
| Earnings | 100 (stronger) | 28 |
| Funding & liquidity | 82 (stronger) | 70 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 99th | 77th |
| Total assets | $194.8M | $190.1M |
| Deposits / shares | $147.2M | $149.1M |
| Capital ratio | 23.58% (stronger) | 20.08% |
| Problem loans | 0.31% | 0.15% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.02% |
| Return on assets | 2.17% (stronger) | 0.19% |
| Loans ÷ deposits | 13.5% (stronger) | 90.1% |
| Uninsured deposits | 31.3% | 10.9% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Fidelity State Bank and Trust Company has the higher TellerScore (95 vs 80). On the 7 directional measures above (where higher or lower is clearly better), The Fidelity State Bank and Trust Company leads on 5 and Citizens Federal Savings Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.