The Fidelity State Bank and Trust Company (FDIC certificate #10920) is based in Dodge City, Kansas. Its Q2 2026 call report shows $194.8M in total assets and $147.2M in deposits and 3 offices.
Based on its Q2 2026 filing, The Fidelity State Bank and Trust Company scores 95/100, which we describe as very strong. That is higher than 99% of 2,650 banks with $100 million – $1 billion. Among 185 banks headquartered in Kansas, it ranks 3rd. Its strongest component is capital cushion (100/100; 23.58%), and its lowest is funding & liquidity (82/100; 14% loans-to-deposits, 31% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 2 points (97 → 95), mostly because the loan quality component weakened by 10 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 95 |
| Q3 2024 | 93 |
| Q4 2024 | 91 |
| Q1 2025 | 95 |
| Q2 2025 | 97 |
| Q3 2025 | 92 |
| Q4 2025 | 93 |
| Q1 2026 | 95 |
| Q2 2026 | 95 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 21.01% |
| Q3 2024 | 21.94% |
| Q4 2024 | 21.23% |
| Q1 2025 | 21.69% |
| Q2 2025 | 22.48% |
| Q3 2025 | 22.14% |
| Q4 2025 | 21.68% |
| Q1 2026 | 21.99% |
| Q2 2026 | 23.58% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.14% |
| Q3 2024 | 0.39% |
| Q4 2024 | 0.32% |
| Q1 2025 | 0.12% |
| Q2 2025 | 0.01% |
| Q3 2025 | 0.43% |
| Q4 2025 | 0.21% |
| Q1 2026 | 0.22% |
| Q2 2026 | 0.31% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.96% |
| Q3 2024 | 1.85% |
| Q4 2024 | 1.59% |
| Q1 2025 | 1.81% |
| Q2 2025 | 1.98% |
| Q3 2025 | 1.88% |
| Q4 2025 | 1.68% |
| Q1 2026 | 2.47% |
| Q2 2026 | 2.17% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 95 | $194.8M | 23.58% | 0.31% | 2.17% | 13.5% |
| Q1 2026 | 95 | $199.6M | 21.99% | 0.22% | 2.47% | 12.9% |
| Q4 2025 | 93 | $203.1M | 21.68% | 0.21% | 1.68% | 13.4% |
| Q3 2025 | 92 | $211.8M | 22.14% | 0.43% | 1.88% | 12.9% |
| Q2 2025 | 97 | $196.5M | 22.48% | 0.01% | 1.98% | 13.5% |
| Q1 2025 | 95 | $199.0M | 21.69% | 0.12% | 1.81% | 12.5% |
| Q4 2024 | 91 | $190.4M | 21.23% | 0.32% | 1.59% | 14.4% |
| Q3 2024 | 93 | $187.0M | 21.94% | 0.39% | 1.85% | 13.5% |
| Q2 2024 | 95 | $198.1M | 21.01% | 0.14% | 1.96% | 12.4% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Kansas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Lyons Federal BankBank Lyons, KS | 78 out of 100, Strong | $197.6M | 12.7% | 0.23% | vs |
| Garden Plain State BankBank Wichita, KS | 88 out of 100, Very strong | $191.5M | 15.2% | 0.94% | vs |
| Citizens Federal Savings BankBank Leavenworth, KS | 80 out of 100, Strong | $190.1M | 20.1% | 0.15% | vs |
| The Valley State BankBank Belle Plaine, KS | 78 out of 100, Strong | $200.5M | 12.2% | 0.09% | vs |
| Community BankBank Topeka, KS | 83 out of 100, Strong | $188.8M | 11.5% | 0.22% | vs |
| The First National Bank of LouisburgBank Louisburg, KS | 81 out of 100, Strong | $201.3M | 10.9% | 0.00% | vs |
Deposit insurance
Is my money safe at The Fidelity State Bank and Trust Company?
Yes. The Fidelity State Bank and Trust Company is an FDIC-insured institution (FDIC certificate #10920). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 31.3% of deposits ($46.1M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 23.58%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 154.34% (benchmark: 10%).
3 locations
Branches
The Fidelity State Bank and Trust Company lists 2 offices in 1 city. Most locations:
- Dodge City, KS (2)
Identity & history
Profile
- Legal name
- The Fidelity State Bank and Trust Company
- Former names
- Fidelity State Bank
- Type
- State-chartered bank (Fed member)
- FDIC certificate #
- 10920
- RSSD ID
- 638850
- Primary regulator
- FED
- Holding company
- Fidelity Banc Dodge Cty Ks
- Established
- January 2, 1933
- Headquarters
- 510 N 2nd Ave, Dodge City, KS 67801
- Website
- www.fidelitybankdc.com
- Employees
- 28
Quick answers
The Fidelity State Bank and Trust Company: common questions
Is The Fidelity State Bank and Trust Company FDIC insured?
Yes. The Fidelity State Bank and Trust Company is an FDIC-insured institution (FDIC certificate #10920). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is The Fidelity State Bank and Trust Company's TellerScore?
95 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has The Fidelity State Bank and Trust Company ever failed?
There is no failure record for FDIC certificate #10920 in the FDIC failed bank list.
How many branches does The Fidelity State Bank and Trust Company have?
3 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Dodge City
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Credit Union of Dodge CityCredit union Dodge City, KS | 89 out of 100, Very strong | $102.6M | 14.3% | 0.53% | vs |
| The Farmers State Bank of Bucklin, KansasBank Bucklin, KS | 88 out of 100, Very strong | $60.8M | 12.9% | 0.00% | vs |
| Integrity BankBank Montezuma, KS | 80 out of 100, Strong | $99.7M | 10.3% | 0.00% | vs |
| The First National Bank in CimarronBank Cimarron, KS | 80 out of 100, Strong | $143.5M | 9.6% | 0.25% | vs |
| GNBank, National AssociationBank Girard, KS | 80 out of 100, Strong | $1.1B | 11.6% | 0.13% | vs |
| Centera BankBank Sublette, KS | 78 out of 100, Strong | $318.1M | 9.6% | 0.01% | vs |