Side-by-side · Q2 2026 data
The Fidelity State Bank and Trust Company vs Lyons Federal Bank
Bank
The Fidelity State Bank and Trust Company
Dodge City, Kansas · $100 million – $1 billion
Metric by metric
| Measure | The Fidelity State Bank and Trust Company | Lyons Federal Bank |
|---|---|---|
| TellerScore | 95 (stronger) | 78 |
| Capital cushion | 100 (stronger) | 77 |
| Loan quality | 90 | 92 (stronger) |
| Earnings | 100 (stronger) | 62 |
| Funding & liquidity | 82 (stronger) | 64 |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 99th | 72nd |
| Total assets | $194.8M | $197.6M |
| Deposits / shares | $147.2M | $166.7M |
| Capital ratio | 23.58% (stronger) | 12.70% |
| Problem loans | 0.31% | 0.23% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 2.17% (stronger) | 1.06% |
| Loans ÷ deposits | 13.5% (stronger) | 86.4% |
| Uninsured deposits | 31.3% | 23.9% (stronger) |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Fidelity State Bank and Trust Company has the higher TellerScore (95 vs 78). On the 6 directional measures above (where higher or lower is clearly better), The Fidelity State Bank and Trust Company leads on 4 and Lyons Federal Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.