Side-by-side · Q2 2026 data
The First Bank and Trust Company of Murphysboro vs Siu Credit Union
Bank
The First Bank and Trust Company of Murphysboro
Murphysboro, Illinois · Under $100 million in assets
Metric by metric
| Measure | The First Bank and Trust Company of Murphysboro | Siu Credit Union |
|---|---|---|
| TellerScore | 33 | 72 (stronger) |
| Capital cushion | 43 | 66 (stronger) |
| Loan quality | 0 | 70 (stronger) |
| Earnings | 31 | 67 (stronger) |
| Funding & liquidity | 94 (stronger) | 85 |
| Problem-loan coverage | 0 | 90 (stronger) |
| Peer percentile | 2nd | 57th |
| Total assets | $83.1M | $591.3M |
| Deposits / shares | $76.1M | $519.4M |
| Capital ratio | 9.35% | 11.56% (stronger) |
| Problem loans | 3.39% | 0.90% (stronger) |
| Net charge-offs | 0.33% (stronger) | 0.60% |
| Return on assets | 0.27% | 1.17% (stronger) |
| Loans ÷ deposits | 66.0% (stronger) | 75.3% |
| Uninsured deposits | 9.7% | 3.5% (stronger) |
| Offices | 1 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 11.1% |
Siu Credit Union has the higher TellerScore (72 vs 33). On the 7 directional measures above (where higher or lower is clearly better), The First Bank and Trust Company of Murphysboro leads on 2 and Siu Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.