Side-by-side · Q2 2026 data
The First Bank and Trust Company of Murphysboro vs The Bank of Bourbonnais
Bank
The First Bank and Trust Company of Murphysboro
Murphysboro, Illinois · Under $100 million in assets
Metric by metric
| Measure | The First Bank and Trust Company of Murphysboro | The Bank of Bourbonnais |
|---|---|---|
| TellerScore | 33 | 77 (stronger) |
| Capital cushion | 43 | 69 (stronger) |
| Loan quality | 0 | 100 (stronger) |
| Earnings | 31 | 46 (stronger) |
| Funding & liquidity | 94 (stronger) | 82 |
| Problem-loan coverage | 0 | 100 (stronger) |
| Peer percentile | 2nd | 58th |
| Total assets | $83.1M | $81.6M |
| Deposits / shares | $76.1M | $70.9M |
| Capital ratio | 9.35% | 11.85% (stronger) |
| Problem loans | 3.39% | 0.00% (stronger) |
| Net charge-offs | 0.33% | 0.00% (stronger) |
| Return on assets | 0.27% | 0.65% (stronger) |
| Loans ÷ deposits | 66.0% (stronger) | 70.9% |
| Uninsured deposits | 9.7% (stronger) | 21.9% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Bank of Bourbonnais has the higher TellerScore (77 vs 33). On the 7 directional measures above (where higher or lower is clearly better), The First Bank and Trust Company of Murphysboro leads on 2 and The Bank of Bourbonnais on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.