Side-by-side · Q2 2026 data
The First Bank of Celeste vs Inwood National Bank
Metric by metric
| Measure | The First Bank of Celeste | Inwood National Bank |
|---|---|---|
| TellerScore | 75 (stronger) | 74 |
| Capital cushion | 34 | 58 (stronger) |
| Loan quality | 100 (stronger) | 88 |
| Earnings | 74 | 83 (stronger) |
| Funding & liquidity | 99 (stronger) | 57 |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 54th | 74th |
| Total assets | $83.9M | $4.3B |
| Deposits / shares | $76.3M | $3.7B |
| Capital ratio | 8.39% | 10.79% (stronger) |
| Problem loans | 0.00% (stronger) | 0.37% |
| Net charge-offs | 0.07% (stronger) | 0.40% |
| Return on assets | 1.35% | 1.57% (stronger) |
| Loans ÷ deposits | 39.9% (stronger) | 67.2% |
| Uninsured deposits | 16.5% (stronger) | 47.5% |
| Offices | 1 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.9% |
The First Bank of Celeste has the higher TellerScore (75 vs 74). On the 7 directional measures above (where higher or lower is clearly better), The First Bank of Celeste leads on 5 and Inwood National Bank on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.