Side-by-side · Q2 2026 data
The First Bank of Okarche vs Ynb
Metric by metric
| Measure | The First Bank of Okarche | Ynb |
|---|---|---|
| TellerScore | 89 (stronger) | 60 |
| Capital cushion | 100 (stronger) | 35 |
| Loan quality | 65 | 87 (stronger) |
| Earnings | 100 (stronger) | 42 |
| Funding & liquidity | 88 (stronger) | 77 |
| Problem-loan coverage | 96 (stronger) | 81 |
| Peer percentile | 94th | 19th |
| Total assets | $137.5M | $261.4M |
| Deposits / shares | $114.1M | $232.5M |
| Capital ratio | 16.13% (stronger) | 8.45% |
| Problem loans | 1.04% | 0.39% (stronger) |
| Net charge-offs | -0.15% (stronger) | 0.05% |
| Return on assets | 2.34% (stronger) | 0.55% |
| Loans ÷ deposits | 37.0% (stronger) | 62.2% |
| Uninsured deposits | 25.7% (stronger) | 33.8% |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 2.4% |
The First Bank of Okarche has the higher TellerScore (89 vs 60). On the 7 directional measures above (where higher or lower is clearly better), The First Bank of Okarche leads on 6 and Ynb on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.