Side-by-side · Q2 2026 data
The First Central National Bank of St. Paris vs Peoples First Savings Bank
Bank
The First Central National Bank of St. Paris
St. Paris, Ohio · Under $100 million in assets
Metric by metric
| Measure | The First Central National Bank of St. Paris | Peoples First Savings Bank |
|---|---|---|
| TellerScore | 87 (stronger) | 42 |
| Capital cushion | 100 (stronger) | 50 |
| Loan quality | 99 (stronger) | 22 |
| Earnings | 50 (stronger) | 37 |
| Funding & liquidity | 84 (stronger) | 51 |
| Problem-loan coverage | 100 (stronger) | 61 |
| Peer percentile | 84th | 5th |
| Total assets | $97.0M | $99.9M |
| Deposits / shares | $76.8M | $85.5M |
| Capital ratio | 18.89% (stronger) | 10.01% |
| Problem loans | 0.02% (stronger) | 2.34% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.75% (stronger) | 0.43% |
| Loans ÷ deposits | 76.2% (stronger) | 102.8% |
| Uninsured deposits | 10.6% (stronger) | 20.4% |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First Central National Bank of St. Paris has the higher TellerScore (87 vs 42). On the 6 directional measures above (where higher or lower is clearly better), The First Central National Bank of St. Paris leads on 6 and Peoples First Savings Bank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.