Side-by-side · Q2 2026 data
The First Central National Bank of St. Paris vs The Peoples Savings and Loan Company
Bank
The First Central National Bank of St. Paris
St. Paris, Ohio · Under $100 million in assets
Metric by metric
| Measure | The First Central National Bank of St. Paris | The Peoples Savings and Loan Company |
|---|---|---|
| TellerScore | 87 (stronger) | 63 |
| Capital cushion | 100 (stronger) | 40 |
| Loan quality | 99 (stronger) | 95 |
| Earnings | 50 (stronger) | 48 |
| Funding & liquidity | 84 (stronger) | 50 |
| Problem-loan coverage | 100 (stronger) | 97 |
| Peer percentile | 84th | 24th |
| Total assets | $97.0M | $109.9M |
| Deposits / shares | $76.8M | $79.1M |
| Capital ratio | 18.89% (stronger) | 8.99% |
| Problem loans | 0.02% (stronger) | 0.14% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.75% (stronger) | 0.69% |
| Loans ÷ deposits | 76.2% (stronger) | 120.4% |
| Uninsured deposits | 10.6% | 7.9% (stronger) |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First Central National Bank of St. Paris has the higher TellerScore (87 vs 63). On the 6 directional measures above (where higher or lower is clearly better), The First Central National Bank of St. Paris leads on 5 and The Peoples Savings and Loan Company on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.