Side-by-side · Q2 2026 data
The First Central National Bank of St. Paris vs Treadwell Credit Union
Bank
The First Central National Bank of St. Paris
St. Paris, Ohio · Under $100 million in assets
Metric by metric
| Measure | The First Central National Bank of St. Paris | Treadwell Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 55 |
| Capital cushion | 100 (stronger) | 40 |
| Loan quality | 99 (stronger) | 71 |
| Earnings | 50 (stronger) | 34 |
| Funding & liquidity | 84 (stronger) | 68 |
| Problem-loan coverage | 100 (stronger) | 84 |
| Peer percentile | 84th | 12th |
| Total assets | $97.0M | $134.2M |
| Deposits / shares | $76.8M | $119.9M |
| Capital ratio | 18.89% (stronger) | 9.02% |
| Problem loans | 0.02% (stronger) | 0.87% |
| Net charge-offs | 0.00% (stronger) | 0.68% |
| Return on assets | 0.75% (stronger) | 0.35% |
| Loans ÷ deposits | 76.2% (stronger) | 92.0% |
| Uninsured deposits | 10.6% | 0.0% (stronger) |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First Central National Bank of St. Paris has the higher TellerScore (87 vs 55). On the 7 directional measures above (where higher or lower is clearly better), The First Central National Bank of St. Paris leads on 6 and Treadwell Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.