Side-by-side · Q2 2026 data
The First Financial Federal Credit Union vs Mypoint Credit Union
Credit union
The First Financial Federal Credit Union
Pasadena, California · $100 million – $1 billion
Metric by metric
| Measure | The First Financial Federal Credit Union | Mypoint Credit Union |
|---|---|---|
| TellerScore | 56 | 58 (stronger) |
| Capital cushion | 20 | 36 (stronger) |
| Loan quality | 78 | 91 (stronger) |
| Earnings | 30 | 32 (stronger) |
| Funding & liquidity | 100 (stronger) | 55 |
| Problem-loan coverage | 90 | 95 (stronger) |
| Peer percentile | 13th | 16th |
| Total assets | $748.3M | $704.5M |
| Deposits / shares | $726.8M | $576.3M |
| Capital ratio | 7.04% | 8.55% (stronger) |
| Problem loans | 0.66% | 0.27% (stronger) |
| Net charge-offs | 0.81% | 0.11% (stronger) |
| Return on assets | 0.24% | 0.30% (stronger) |
| Loans ÷ deposits | 54.9% (stronger) | 105.1% |
| Uninsured deposits | 5.3% (stronger) | 8.3% |
| Offices | 8 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 33.3% |
Mypoint Credit Union has the higher TellerScore (58 vs 56). On the 7 directional measures above (where higher or lower is clearly better), The First Financial Federal Credit Union leads on 2 and Mypoint Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.