Headquartered in Pasadena, California, The First Financial Federal Credit Union is a federal credit union with $748.3M in total assets and $726.8M in member shares and deposits as of Q2 2026. It operates 8 offices. Its charter dates back to 1974.
Based on its Q2 2026 filing, The First Financial Federal Credit Union scores 56/100, which we describe as moderate. That is higher than only 13% of 1,341 credit unions with $100 million – $1 billion. Among 238 credit unions headquartered in California, it ranks 200th. Its strongest component is funding & liquidity (100/100; 55% loans-to-deposits, 5% uninsured), and its lowest is capital cushion (20/100; 7.04%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (55 → 56).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 56 |
| Q3 2024 | 55 |
| Q4 2024 | 50 |
| Q1 2025 | 54 |
| Q2 2025 | 55 |
| Q3 2025 | 54 |
| Q4 2025 | 51 |
| Q1 2026 | 55 |
| Q2 2026 | 56 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 7.62% |
| Q3 2024 | 7.46% |
| Q4 2024 | 7.19% |
| Q1 2025 | 7.10% |
| Q2 2025 | 7.15% |
| Q3 2025 | 7.18% |
| Q4 2025 | 6.92% |
| Q1 2026 | 6.90% |
| Q2 2026 | 7.04% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.61% |
| Q3 2024 | 0.59% |
| Q4 2024 | 0.69% |
| Q1 2025 | 0.50% |
| Q2 2025 | 0.48% |
| Q3 2025 | 0.53% |
| Q4 2025 | 0.64% |
| Q1 2026 | 0.48% |
| Q2 2026 | 0.66% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.02% |
| Q3 2024 | -0.13% |
| Q4 2024 | -0.46% |
| Q1 2025 | -0.18% |
| Q2 2025 | -0.13% |
| Q3 2025 | -0.11% |
| Q4 2025 | -0.30% |
| Q1 2026 | -0.01% |
| Q2 2026 | 0.24% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 56 | $748.3M | 7.04% | 0.66% | 0.24% | 54.9% |
| Q1 2026 | 55 | $746.5M | 6.90% | 0.48% | -0.01% | 54.9% |
| Q4 2025 | 51 | $745.0M | 6.92% | 0.64% | -0.30% | 56.3% |
| Q3 2025 | 54 | $749.7M | 7.18% | 0.53% | -0.11% | 56.0% |
| Q2 2025 | 55 | $751.3M | 7.15% | 0.48% | -0.13% | 55.9% |
| Q1 2025 | 54 | $758.1M | 7.10% | 0.50% | -0.18% | 56.2% |
| Q4 2024 | 50 | $754.0M | 7.19% | 0.69% | -0.46% | 59.6% |
| Q3 2024 | 55 | $771.4M | 7.46% | 0.59% | -0.13% | 60.0% |
| Q2 2024 | 56 | $761.1M | 7.62% | 0.61% | -0.02% | 59.5% |
1,341 peers · $100 million – $1 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in California
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Usc Credit UnionCredit union Los Angeles, CA | 61 out of 100, Moderate | $741.1M | 10.3% | 0.73% | vs |
| Foothill Federal Credit UnionCredit union Arcadia, CA | 73 out of 100, Strong | $778.6M | 12.3% | 0.22% | vs |
| Uncle Credit UnionCredit union Livermore, CA | 54 out of 100, Below average | $716.1M | 8.3% | 0.60% | vs |
| Mypoint Credit UnionCredit union San Diego, CA | 58 out of 100, Moderate | $704.5M | 8.6% | 0.27% | vs |
| America'S Christian Credit UnionCredit union Glendora, CA | 58 out of 100, Moderate | $819.8M | 8.9% | 0.58% | vs |
| 1st Northern California Credit UnionCredit union Martinez, CA | 79 out of 100, Strong | $829.0M | 11.8% | 0.03% | vs |
Deposit insurance
Is my money safe at The First Financial Federal Credit Union?
Yes. The First Financial Federal Credit Union is a federally insured credit union (NCUA charter #24875). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 5.3% of shares and deposits ($38.8M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.
The net worth ratio is 7.04%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.
8 locations
Branches
The First Financial Federal Credit Union lists 8 offices in 7 cities. Most locations:
- Pasadena, CA (2)
- Lakewood, CA (1)
- Montclair, CA (1)
- Northridge, CA (1)
- Ontario, CA (1)
- Redlands, CA (1)
- West Covina, CA (1)
Identity & history
Profile
- Legal name
- The First Financial Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 24875
- RSSD ID
- 144089
- Primary regulator
- NCUA
- Established
- 1974
- Headquarters
- 2900 Bradley St, Pasadena, CA 91107
- Employees
- 114
Quick answers
The First Financial Federal Credit Union: common questions
Is The First Financial Federal Credit Union NCUA insured?
Yes. The First Financial Federal Credit Union is a federally insured credit union (NCUA charter #24875). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is The First Financial Federal Credit Union's TellerScore?
56 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does The First Financial Federal Credit Union have?
8 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Pasadena
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Bank of New York Mellon Trust Company, National AssociationBank Los Angeles, CA | 100 out of 100, Very strong | $1.4B | 63.5% | 0.00% | vs |
| Asian Pacific National BankBank San Gabriel, CA | 89 out of 100, Very strong | $56.9M | 20.1% | 0.00% | vs |
| California Adventist Federal Credit UnionCredit union Glendale, CA | 89 out of 100, Very strong | $44.7M | 20.1% | 0.04% | vs |
| L. A. Electrical Workers Credit Un. Credit UnionCredit union Pasadena, CA | 88 out of 100, Very strong | $54.8M | 19.8% | 0.08% | vs |
| American Plus Bank, N.A.Bank Arcadia, CA | 88 out of 100, Very strong | $935.0M | 16.5% | 0.04% | vs |
| Certified Federal Credit UnionCredit union El Monte, CA | 88 out of 100, Very strong | $925.3M | 20.7% | 0.37% | vs |