Side-by-side · Q2 2026 data
The First National Bank & Trust vs Old Glory Bank
Metric by metric
| Measure | The First National Bank & Trust | Old Glory Bank |
|---|---|---|
| TellerScore | 88 (stronger) | 21 |
| Capital cushion | 81 (stronger) | 0 |
| Loan quality | 81 (stronger) | 0 |
| Earnings | 100 (stronger) | 0 |
| Funding & liquidity | 96 | 100 (stronger) |
| Problem-loan coverage | 94 (stronger) | 57 |
| Peer percentile | 92nd | 0th |
| Total assets | $294.0M | $276.8M |
| Deposits / shares | $265.0M | $268.7M |
| Capital ratio | 13.09% (stronger) | 2.69% |
| Problem loans | 0.56% (stronger) | 6.58% |
| Net charge-offs | -0.05% (stronger) | 2.03% |
| Return on assets | 2.12% (stronger) | -5.89% |
| Loans ÷ deposits | 57.1% | 8.5% (stronger) |
| Uninsured deposits | 19.1% | 8.6% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First National Bank & Trust has the higher TellerScore (88 vs 21). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank & Trust leads on 5 and Old Glory Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.