Side-by-side · Q2 2026 data
The First National Bank in Amboy vs Blackhawk Area Credit Union
Metric by metric
| Measure | The First National Bank in Amboy | Blackhawk Area Credit Union |
|---|---|---|
| TellerScore | 78 | 79 (stronger) |
| Capital cushion | 57 | 84 (stronger) |
| Loan quality | 99 (stronger) | 96 |
| Earnings | 60 (stronger) | 45 |
| Funding & liquidity | 94 (stronger) | 71 |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 72nd | 62nd |
| Total assets | $324.5M | $39.1M |
| Deposits / shares | $264.9M | $34.5M |
| Capital ratio | 10.67% | 13.41% (stronger) |
| Problem loans | 0.04% (stronger) | 0.13% |
| Net charge-offs | -0.01% (stronger) | 0.09% |
| Return on assets | 1.01% (stronger) | 0.62% |
| Loans ÷ deposits | 49.6% (stronger) | 89.3% |
| Uninsured deposits | 20.2% | 0.0% (stronger) |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Blackhawk Area Credit Union has the higher TellerScore (79 vs 78). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank in Amboy leads on 4 and Blackhawk Area Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.