Side-by-side · Q2 2026 data
The First National Bank in Amboy vs Community State Bank of Rock Falls
Metric by metric
| Measure | The First National Bank in Amboy | Community State Bank of Rock Falls |
|---|---|---|
| TellerScore | 78 (stronger) | 49 |
| Capital cushion | 57 | 70 (stronger) |
| Loan quality | 99 (stronger) | 0 |
| Earnings | 60 (stronger) | 54 |
| Funding & liquidity | 94 (stronger) | 84 |
| Problem-loan coverage | 100 (stronger) | 44 |
| Peer percentile | 72nd | 6th |
| Total assets | $324.5M | $318.4M |
| Deposits / shares | $264.9M | $280.6M |
| Capital ratio | 10.67% | 12.00% (stronger) |
| Problem loans | 0.04% (stronger) | 4.67% |
| Net charge-offs | -0.01% (stronger) | 0.03% |
| Return on assets | 1.01% (stronger) | 0.86% |
| Loans ÷ deposits | 49.6% (stronger) | 75.8% |
| Uninsured deposits | 20.2% | 15.6% (stronger) |
| Offices | 5 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First National Bank in Amboy has the higher TellerScore (78 vs 49). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank in Amboy leads on 5 and Community State Bank of Rock Falls on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.