Side-by-side · Q2 2026 data
The First National Bank in Amboy vs Ottawa Hiway Credit Union
Metric by metric
| Measure | The First National Bank in Amboy | Ottawa Hiway Credit Union |
|---|---|---|
| TellerScore | 78 | 100 (stronger) |
| Capital cushion | 57 | 100 (stronger) |
| Loan quality | 99 | 100 (stronger) |
| Earnings | 60 | 100 (stronger) |
| Funding & liquidity | 94 | 100 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 72nd | 100th |
| Total assets | $324.5M | $16.3M |
| Deposits / shares | $264.9M | $13.5M |
| Capital ratio | 10.67% | 16.69% (stronger) |
| Problem loans | 0.04% | 0.00% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.07% |
| Return on assets | 1.01% | 2.12% (stronger) |
| Loans ÷ deposits | 49.6% (stronger) | 52.9% |
| Uninsured deposits | 20.2% | 11.5% (stronger) |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Ottawa Hiway Credit Union has the higher TellerScore (100 vs 78). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank in Amboy leads on 2 and Ottawa Hiway Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.