Side-by-side · Q2 2026 data
The First National Bank in Amboy vs Rock Valley Credit Union
Metric by metric
| Measure | The First National Bank in Amboy | Rock Valley Credit Union |
|---|---|---|
| TellerScore | 78 (stronger) | 63 |
| Capital cushion | 57 | 65 (stronger) |
| Loan quality | 99 (stronger) | 77 |
| Earnings | 60 (stronger) | 24 |
| Funding & liquidity | 94 (stronger) | 70 |
| Problem-loan coverage | 100 (stronger) | 90 |
| Peer percentile | 72nd | 29th |
| Total assets | $324.5M | $174.4M |
| Deposits / shares | $264.9M | $152.7M |
| Capital ratio | 10.67% | 11.50% (stronger) |
| Problem loans | 0.04% (stronger) | 0.69% |
| Net charge-offs | -0.01% (stronger) | 0.94% |
| Return on assets | 1.01% (stronger) | 0.09% |
| Loans ÷ deposits | 49.6% (stronger) | 90.7% |
| Uninsured deposits | 20.2% | 3.9% (stronger) |
| Offices | 5 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 14.9% |
The First National Bank in Amboy has the higher TellerScore (78 vs 63). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank in Amboy leads on 5 and Rock Valley Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.