Side-by-side · Q2 2026 data
The First National Bank in Cimarron vs Centera Bank
Metric by metric
| Measure | The First National Bank in Cimarron | Centera Bank |
|---|---|---|
| TellerScore | 80 (stronger) | 78 |
| Capital cushion | 46 | 46 |
| Loan quality | 92 | 100 (stronger) |
| Earnings | 100 (stronger) | 85 |
| Funding & liquidity | 88 (stronger) | 84 |
| Problem-loan coverage | 97 | 100 (stronger) |
| Peer percentile | 77th | 72nd |
| Total assets | $143.5M | $318.1M |
| Deposits / shares | $131.3M | $290.5M |
| Capital ratio | 9.60% (stronger) | 9.59% |
| Problem loans | 0.25% | 0.01% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.02% |
| Return on assets | 2.10% (stronger) | 1.63% |
| Loans ÷ deposits | 53.4% | 51.2% (stronger) |
| Uninsured deposits | 25.6% (stronger) | 29.6% |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First National Bank in Cimarron has the higher TellerScore (80 vs 78). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank in Cimarron leads on 5 and Centera Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.