Headquartered in Cimarron, Kansas, The First National Bank in Cimarron is a national bank with $143.5M in total assets and $131.3M in deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 1929.
The First National Bank in Cimarron has a TellerScore of 80 out of 100 (strong) based on Q2 2026 data — higher than 77% of its 2,650 banks with $100 million – $1 billion. Among 185 banks headquartered in Kansas, it ranks 58th. Earnings contributes the most (100/100, 2.10%); capital cushion contributes the least (46/100, 9.60%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 25 points (55 → 80), mostly because the loan quality component improved by 57 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 75 |
| Q3 2024 | 75 |
| Q4 2024 | 70 |
| Q1 2025 | 73 |
| Q2 2025 | 55 |
| Q3 2025 | 75 |
| Q4 2025 | 69 |
| Q1 2026 | 79 |
| Q2 2026 | 80 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 8.73% |
| Q3 2024 | 8.76% |
| Q4 2024 | 8.27% |
| Q1 2025 | 8.21% |
| Q2 2025 | 8.74% |
| Q3 2025 | 9.01% |
| Q4 2025 | 8.75% |
| Q1 2026 | 8.93% |
| Q2 2026 | 9.60% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 1.94% |
| Q3 2025 | 0.13% |
| Q4 2025 | 0.29% |
| Q1 2026 | 0.11% |
| Q2 2026 | 0.25% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.55% |
| Q3 2024 | 1.39% |
| Q4 2024 | 1.21% |
| Q1 2025 | 1.46% |
| Q2 2025 | 1.47% |
| Q3 2025 | 1.47% |
| Q4 2025 | 1.37% |
| Q1 2026 | 2.11% |
| Q2 2026 | 2.10% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 80 | $143.5M | 9.60% | 0.25% | 2.10% | 53.4% |
| Q1 2026 | 79 | $145.8M | 8.93% | 0.11% | 2.11% | 51.4% |
| Q4 2025 | 69 | $161.6M | 8.75% | 0.29% | 1.37% | 47.0% |
| Q3 2025 | 75 | $141.6M | 9.01% | 0.13% | 1.47% | 56.0% |
| Q2 2025 | 55 | $142.5M | 8.74% | 1.94% | 1.47% | 53.7% |
| Q1 2025 | 73 | $141.9M | 8.21% | 0.00% | 1.46% | 55.0% |
| Q4 2024 | 70 | $150.0M | 8.27% | 0.00% | 1.21% | 53.0% |
| Q3 2024 | 75 | $138.7M | 8.76% | 0.00% | 1.39% | 55.3% |
| Q2 2024 | 75 | $133.9M | 8.73% | 0.00% | 1.55% | 52.4% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Kansas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Elk State BankBank Clyde, KS | 68 out of 100, Moderate | $138.7M | 8.2% | 0.00% | vs |
| First Commerce BankBank Marysville, KS | 79 out of 100, Strong | $138.5M | 11.8% | 0.26% | vs |
| The Citizens State BankBank Hugoton, KS | 80 out of 100, Strong | $137.5M | 13.5% | 0.30% | vs |
| The Bank of ProtectionBank Protection, KS | 81 out of 100, Strong | $154.4M | 11.8% | 0.01% | vs |
| The Riley State Bank of Riley, KansasBank Riley, KS | 78 out of 100, Strong | $132.0M | 10.5% | 0.00% | vs |
| The Bendena State BankBank Bendena, KS | 77 out of 100, Strong | $131.5M | 10.0% | 0.00% | vs |
Deposit insurance
Is my money safe at The First National Bank in Cimarron?
Yes. The First National Bank in Cimarron is an FDIC-insured institution (FDIC certificate #4638). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 25.6% of deposits ($33.6M) are above the $250,000 FDIC insurance limit, close to the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 9.60%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 17.28% (benchmark: 10%).
2 locations
Branches
The First National Bank in Cimarron lists 2 offices in 2 cities. Most locations:
- Cimarron, KS (1)
- Ingalls, KS (1)
Identity & history
Profile
- Legal name
- The First National Bank in Cimarron
- Type
- National bank
- FDIC certificate #
- 4638
- RSSD ID
- 677354
- Primary regulator
- OCC
- Holding company
- First National Agency Inc
- Established
- May 21, 1929
- Headquarters
- 121 N Main St, Cimarron, KS 67835
- Website
- www.fnbcimarron.com
- Employees
- 20
Quick answers
The First National Bank in Cimarron: common questions
Is The First National Bank in Cimarron FDIC insured?
Yes. The First National Bank in Cimarron is an FDIC-insured institution (FDIC certificate #4638). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is The First National Bank in Cimarron's TellerScore?
80 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has The First National Bank in Cimarron ever failed?
There is no failure record for FDIC certificate #4638 in the FDIC failed bank list.
How many branches does The First National Bank in Cimarron have?
2 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Cimarron
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Fidelity State Bank and Trust CompanyBank Dodge City, KS | 95 out of 100, Very strong | $194.8M | 23.6% | 0.31% | vs |
| Credit Union of Dodge CityCredit union Dodge City, KS | 89 out of 100, Very strong | $102.6M | 14.3% | 0.53% | vs |
| Bank 7Bank Oklahoma City, OK | 86 out of 100, Very strong | $1.9B | 13.9% | 0.39% | vs |
| Integrity BankBank Montezuma, KS | 80 out of 100, Strong | $99.7M | 10.3% | 0.00% | vs |
| Centera BankBank Sublette, KS | 78 out of 100, Strong | $318.1M | 9.6% | 0.01% | vs |
| Great Plains Federal Credit UnionCredit union Joplin, MO | 74 out of 100, Strong | $318.8M | 13.0% | 0.53% | vs |