Side-by-side · Q2 2026 data
The First National Bank in Falfurrias vs Zavala County Bank
Metric by metric
| Measure | The First National Bank in Falfurrias | Zavala County Bank |
|---|---|---|
| TellerScore | 79 | 93 (stronger) |
| Capital cushion | 48 | 100 (stronger) |
| Loan quality | 97 | 99 (stronger) |
| Earnings | 89 (stronger) | 80 |
| Funding & liquidity | 82 (stronger) | 81 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 63rd | 94th |
| Total assets | $79.4M | $79.0M |
| Deposits / shares | $71.4M | $69.5M |
| Capital ratio | 9.82% | 15.75% (stronger) |
| Problem loans | 0.08% | 0.03% (stronger) |
| Net charge-offs | 0.10% | 0.09% (stronger) |
| Return on assets | 1.73% (stronger) | 1.51% |
| Loans ÷ deposits | 29.7% | 8.9% (stronger) |
| Uninsured deposits | 31.0% (stronger) | 31.9% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Zavala County Bank has the higher TellerScore (93 vs 79). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank in Falfurrias leads on 2 and Zavala County Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.