Side-by-side · Q2 2026 data
The First National Bank of Absecon vs Franklin Bank
Metric by metric
| Measure | The First National Bank of Absecon | Franklin Bank |
|---|---|---|
| TellerScore | 70 | 72 (stronger) |
| Capital cushion | 52 | 53 (stronger) |
| Loan quality | 98 (stronger) | 95 |
| Earnings | 52 (stronger) | 47 |
| Funding & liquidity | 65 | 90 (stronger) |
| Problem-loan coverage | 99 (stronger) | 98 |
| Peer percentile | 43rd | 50th |
| Total assets | $195.0M | $334.1M |
| Deposits / shares | $175.8M | $301.3M |
| Capital ratio | 10.21% | 10.28% (stronger) |
| Problem loans | 0.06% (stronger) | 0.15% |
| Net charge-offs | 0.00% (stronger) | 0.02% |
| Return on assets | 0.81% (stronger) | 0.68% |
| Loans ÷ deposits | 68.9% (stronger) | 70.7% |
| Uninsured deposits | 38.6% | 13.7% (stronger) |
| Offices | 4 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.8% | — |
Franklin Bank has the higher TellerScore (72 vs 70). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Absecon leads on 4 and Franklin Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.