The First National Bank of Absecon (FDIC certificate #6442) is based in Absecon, New Jersey. Its Q2 2026 call report shows $195.0M in total assets and $175.8M in deposits and 4 offices.
Based on its Q2 2026 filing, The First National Bank of Absecon scores 70/100, which we describe as strong. That is higher than only 43% of 2,650 banks with $100 million – $1 billion. Among 50 banks headquartered in New Jersey, it ranks 19th. Its strongest component is problem-loan coverage (99/100; 0.4%), and its lowest is earnings (52/100; 0.81%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 2 points (68 → 70), mostly because the earnings component improved by 5 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 68 |
| Q3 2024 | 69 |
| Q4 2024 | 68 |
| Q1 2025 | 68 |
| Q2 2025 | 68 |
| Q3 2025 | 67 |
| Q4 2025 | 70 |
| Q1 2026 | 70 |
| Q2 2026 | 70 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 10.10% |
| Q3 2024 | 10.32% |
| Q4 2024 | 10.02% |
| Q1 2025 | 10.03% |
| Q2 2025 | 10.03% |
| Q3 2025 | 9.99% |
| Q4 2025 | 10.25% |
| Q1 2026 | 10.44% |
| Q2 2026 | 10.21% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.12% |
| Q3 2024 | 0.11% |
| Q4 2024 | 0.10% |
| Q1 2025 | 0.09% |
| Q2 2025 | 0.08% |
| Q3 2025 | 0.08% |
| Q4 2025 | 0.07% |
| Q1 2026 | 0.07% |
| Q2 2026 | 0.06% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.54% |
| Q3 2024 | 0.60% |
| Q4 2024 | 0.62% |
| Q1 2025 | 0.58% |
| Q2 2025 | 0.67% |
| Q3 2025 | 0.52% |
| Q4 2025 | 0.82% |
| Q1 2026 | 0.77% |
| Q2 2026 | 0.81% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 70 | $195.0M | 10.21% | 0.06% | 0.81% | 68.9% |
| Q1 2026 | 70 | $194.0M | 10.44% | 0.07% | 0.77% | 71.2% |
| Q4 2025 | 70 | $197.1M | 10.25% | 0.07% | 0.82% | 70.4% |
| Q3 2025 | 67 | $194.2M | 9.99% | 0.08% | 0.52% | 68.0% |
| Q2 2025 | 68 | $195.9M | 10.03% | 0.08% | 0.67% | 68.6% |
| Q1 2025 | 68 | $195.8M | 10.03% | 0.09% | 0.58% | 67.1% |
| Q4 2024 | 68 | $194.5M | 10.02% | 0.10% | 0.62% | 66.2% |
| Q3 2024 | 69 | $181.6M | 10.32% | 0.11% | 0.60% | 65.8% |
| Q2 2024 | 68 | $180.6M | 10.10% | 0.12% | 0.54% | 65.6% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in New Jersey
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Millville Savings BankBank Millville, NJ | 81 out of 100, Strong | $169.9M | 13.6% | 0.12% | vs |
| Schuyler Savings BankBank Kearny, NJ | 72 out of 100, Strong | $151.2M | 14.1% | 0.36% | vs |
| GSL Savings BankBank Guttenberg, NJ | 53 out of 100, Below average | $151.2M | 7.5% | 0.22% | vs |
| Monroe Savings BankBank Williamstown, NJ | 76 out of 100, Strong | $114.0M | 14.0% | 0.52% | vs |
| The Pennsville National BankBank Pennsville, NJ | 66 out of 100, Moderate | $281.8M | 10.2% | 1.41% | vs |
| Liberty Bank of New JerseyBank Verona, NJ | 73 out of 100, Strong | $107.4M | 50.5% | 0.00% | vs |
Deposit insurance
Is my money safe at The First National Bank of Absecon?
Yes. The First National Bank of Absecon is an FDIC-insured institution (FDIC certificate #6442). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 38.6% of deposits ($67.9M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 10.21%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
4 locations
Branches
The First National Bank of Absecon lists 4 offices in 2 cities. Most locations:
- Absecon, NJ (3)
- Northfield, NJ (1)
HMDA 2025
Mortgage lending
In 2025, The First National Bank of Absecon reported 54 home-loan applications under HMDA (LEI 549300S6QGHHFR78KR45): 44 originated ($8,390,000 total), 6 denied, and 3 withdrawn or closed by the applicant. Its denial rate on decided applications was 11.8%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- The First National Bank of Absecon
- Type
- National bank
- FDIC certificate #
- 6442
- RSSD ID
- 188917
- Primary regulator
- OCC
- Holding company
- Absecon Bcorp
- Established
- March 20, 1916
- Headquarters
- 106 New Jersey Ave, Absecon, NJ 08201
- Website
- www.fnbabsecon.com
- Employees
- 35
Quick answers
The First National Bank of Absecon: common questions
Is The First National Bank of Absecon FDIC insured?
Yes. The First National Bank of Absecon is an FDIC-insured institution (FDIC certificate #6442). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is The First National Bank of Absecon's TellerScore?
70 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has The First National Bank of Absecon ever failed?
There is no failure record for FDIC certificate #6442 in the FDIC failed bank list.
How many branches does The First National Bank of Absecon have?
4 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Absecon
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Parke BankBank Sewell, NJ | 85 out of 100, Very strong | $2.3B | 15.9% | 0.27% | vs |
| Atlantic City Police Federal Credit UnionCredit union Northfield, NJ | 78 out of 100, Strong | $2.1M | 21.2% | 2.02% | vs |
| Jersey Shore Federal Credit UnionCredit union Northfield, NJ | 73 out of 100, Strong | $246.3M | 9.8% | 0.29% | vs |
| Franklin BankBank Pilesgrove, NJ | 72 out of 100, Strong | $334.1M | 10.3% | 0.15% | vs |
| Atlantic City Electric Co Emp Federal Credit UnionCredit union Mays Landing, NJ | 70 out of 100, Strong | $62.5M | 14.6% | 1.98% | vs |
| Sturdy Savings BankBank Stone Harbor, NJ | 68 out of 100, Moderate | $1.1B | 9.7% | 0.15% | vs |