Side-by-side · Q2 2026 data
The First National Bank of Assumption vs Chesterfield State Bank
Metric by metric
| Measure | The First National Bank of Assumption | Chesterfield State Bank |
|---|---|---|
| TellerScore | 70 (stronger) | 43 |
| Capital cushion | 61 (stronger) | 32 |
| Loan quality | 59 (stronger) | 0 |
| Earnings | 62 | 95 (stronger) |
| Funding & liquidity | 100 (stronger) | 93 |
| Problem-loan coverage | 93 (stronger) | 0 |
| Peer percentile | 40th | 6th |
| Total assets | $25.2M | $21.7M |
| Deposits / shares | $22.7M | $19.8M |
| Capital ratio | 11.14% (stronger) | 8.15% |
| Problem loans | 1.24% (stronger) | 11.20% |
| Net charge-offs | -0.06% | -2.00% (stronger) |
| Return on assets | 1.06% | 1.89% (stronger) |
| Loans ÷ deposits | 29.0% (stronger) | 67.3% |
| Uninsured deposits | 12.0% | 4.4% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First National Bank of Assumption has the higher TellerScore (70 vs 43). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Assumption leads on 4 and Chesterfield State Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.