Side-by-side · Q2 2026 data
The First National Bank of Assumption vs Milford Building and Loan Association
Bank
Milford Building and Loan Association
Milford, Illinois · Under $100 million in assets
Metric by metric
| Measure | The First National Bank of Assumption | Milford Building and Loan Association |
|---|---|---|
| TellerScore | 70 (stronger) | 51 |
| Capital cushion | 61 | 73 (stronger) |
| Loan quality | 59 (stronger) | 15 |
| Earnings | 62 (stronger) | 32 |
| Funding & liquidity | 100 (stronger) | 83 |
| Problem-loan coverage | 93 (stronger) | 69 |
| Peer percentile | 40th | 10th |
| Total assets | $25.2M | $28.1M |
| Deposits / shares | $22.7M | $24.5M |
| Capital ratio | 11.14% | 12.29% (stronger) |
| Problem loans | 1.24% (stronger) | 2.55% |
| Net charge-offs | -0.06% (stronger) | 0.00% |
| Return on assets | 1.06% (stronger) | 0.31% |
| Loans ÷ deposits | 29.0% (stronger) | 75.4% |
| Uninsured deposits | 12.0% (stronger) | 16.6% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First National Bank of Assumption has the higher TellerScore (70 vs 51). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Assumption leads on 6 and Milford Building and Loan Association on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.