Side-by-side · Q2 2026 data
The First National Bank of Ava vs First State Bank of Olmsted
Metric by metric
| Measure | The First National Bank of Ava | First State Bank of Olmsted |
|---|---|---|
| TellerScore | 84 (stronger) | 64 |
| Capital cushion | 78 (stronger) | 76 |
| Loan quality | 98 (stronger) | 30 |
| Earnings | 62 | 69 (stronger) |
| Funding & liquidity | 91 (stronger) | 81 |
| Problem-loan coverage | 99 (stronger) | 79 |
| Peer percentile | 76th | 24th |
| Total assets | $78.3M | $78.4M |
| Deposits / shares | $69.5M | $68.4M |
| Capital ratio | 12.76% (stronger) | 12.57% |
| Problem loans | 0.07% (stronger) | 2.09% |
| Net charge-offs | -0.00% (stronger) | 0.02% |
| Return on assets | 1.05% | 1.21% (stronger) |
| Loans ÷ deposits | 63.5% (stronger) | 74.7% |
| Uninsured deposits | 20.3% | 19.0% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 23.3% | — |
The First National Bank of Ava has the higher TellerScore (84 vs 64). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Ava leads on 5 and First State Bank of Olmsted on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.