Side-by-side · Q2 2026 data
The First National Bank of Ava vs Kinmundy Bank
Metric by metric
| Measure | The First National Bank of Ava | Kinmundy Bank |
|---|---|---|
| TellerScore | 84 | 85 (stronger) |
| Capital cushion | 78 | 80 (stronger) |
| Loan quality | 98 (stronger) | 78 |
| Earnings | 62 | 100 (stronger) |
| Funding & liquidity | 91 (stronger) | 79 |
| Problem-loan coverage | 99 (stronger) | 92 |
| Peer percentile | 76th | 78th |
| Total assets | $78.3M | $80.1M |
| Deposits / shares | $69.5M | $69.0M |
| Capital ratio | 12.76% | 13.04% (stronger) |
| Problem loans | 0.07% (stronger) | 0.67% |
| Net charge-offs | -0.00% (stronger) | 0.06% |
| Return on assets | 1.05% | 2.14% (stronger) |
| Loans ÷ deposits | 63.5% (stronger) | 73.1% |
| Uninsured deposits | 20.3% (stronger) | 22.5% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 23.3% | — |
Kinmundy Bank has the higher TellerScore (85 vs 84). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Ava leads on 4 and Kinmundy Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.