Side-by-side · Q2 2026 data
The First National Bank of Ava vs Murphy-Wall State Bank and Trust Company
Bank
Murphy-Wall State Bank and Trust Company
Pinckneyville, Illinois · $100 million – $1 billion
Metric by metric
| Measure | The First National Bank of Ava | Murphy-Wall State Bank and Trust Company |
|---|---|---|
| TellerScore | 84 (stronger) | 60 |
| Capital cushion | 78 (stronger) | 60 |
| Loan quality | 98 (stronger) | 44 |
| Earnings | 62 | 62 |
| Funding & liquidity | 91 (stronger) | 72 |
| Problem-loan coverage | 99 (stronger) | 78 |
| Peer percentile | 76th | 19th |
| Total assets | $78.3M | $206.1M |
| Deposits / shares | $69.5M | $183.8M |
| Capital ratio | 12.76% (stronger) | 11.01% |
| Problem loans | 0.07% (stronger) | 1.67% |
| Net charge-offs | -0.00% (stronger) | 0.00% |
| Return on assets | 1.05% | 1.05% (stronger) |
| Loans ÷ deposits | 63.5% (stronger) | 74.1% |
| Uninsured deposits | 20.3% (stronger) | 27.7% |
| Offices | 1 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 23.3% | — |
The First National Bank of Ava has the higher TellerScore (84 vs 60). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Ava leads on 6 and Murphy-Wall State Bank and Trust Company on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.