Side-by-side · Q2 2026 data
The First National Bank of Ava vs Peoples Bank Co.
Metric by metric
| Measure | The First National Bank of Ava | Peoples Bank Co. |
|---|---|---|
| TellerScore | 84 (stronger) | 67 |
| Capital cushion | 78 (stronger) | 34 |
| Loan quality | 98 | 98 |
| Earnings | 62 (stronger) | 49 |
| Funding & liquidity | 91 (stronger) | 82 |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 76th | 34th |
| Total assets | $78.3M | $147.7M |
| Deposits / shares | $69.5M | $124.0M |
| Capital ratio | 12.76% (stronger) | 8.36% |
| Problem loans | 0.07% | 0.06% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.01% |
| Return on assets | 1.05% (stronger) | 0.73% |
| Loans ÷ deposits | 63.5% (stronger) | 78.6% |
| Uninsured deposits | 20.3% | 4.2% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 23.3% | — |
The First National Bank of Ava has the higher TellerScore (84 vs 67). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Ava leads on 5 and Peoples Bank Co. on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.