Side-by-side · Q2 2026 data
The First National Bank of Ava vs The First Bank and Trust Company of Murphysboro
Bank
The First Bank and Trust Company of Murphysboro
Murphysboro, Illinois · Under $100 million in assets
Metric by metric
| Measure | The First National Bank of Ava | The First Bank and Trust Company of Murphysboro |
|---|---|---|
| TellerScore | 84 (stronger) | 33 |
| Capital cushion | 78 (stronger) | 43 |
| Loan quality | 98 (stronger) | 0 |
| Earnings | 62 (stronger) | 31 |
| Funding & liquidity | 91 | 94 (stronger) |
| Problem-loan coverage | 99 (stronger) | 0 |
| Peer percentile | 76th | 2nd |
| Total assets | $78.3M | $83.1M |
| Deposits / shares | $69.5M | $76.1M |
| Capital ratio | 12.76% (stronger) | 9.35% |
| Problem loans | 0.07% (stronger) | 3.39% |
| Net charge-offs | -0.00% (stronger) | 0.33% |
| Return on assets | 1.05% (stronger) | 0.27% |
| Loans ÷ deposits | 63.5% (stronger) | 66.0% |
| Uninsured deposits | 20.3% | 9.7% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 23.3% | — |
The First National Bank of Ava has the higher TellerScore (84 vs 33). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Ava leads on 6 and The First Bank and Trust Company of Murphysboro on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.