Side-by-side · Q2 2026 data
The First National Bank of Bagley vs Border Bank
Metric by metric
| Measure | The First National Bank of Bagley | Border Bank |
|---|---|---|
| TellerScore | 60 (stronger) | 57 |
| Capital cushion | 29 | 41 (stronger) |
| Loan quality | 66 (stronger) | 64 |
| Earnings | 68 | 72 (stronger) |
| Funding & liquidity | 86 (stronger) | 45 |
| Problem-loan coverage | 79 | 80 (stronger) |
| Peer percentile | 19th | 16th |
| Total assets | $129.2M | $1.1B |
| Deposits / shares | $119.7M | $922.6M |
| Capital ratio | 7.85% | 9.07% (stronger) |
| Problem loans | 1.02% (stronger) | 1.07% |
| Net charge-offs | 0.22% | 0.11% (stronger) |
| Return on assets | 1.20% | 1.31% (stronger) |
| Loans ÷ deposits | 71.6% (stronger) | 96.3% |
| Uninsured deposits | 17.2% (stronger) | 32.1% |
| Offices | 2 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.3% | 3.7% |
The First National Bank of Bagley has the higher TellerScore (60 vs 57). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Bagley leads on 4 and Border Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.