Side-by-side · Q2 2026 data
The First National Bank of Bagley vs Minnesota Lakes Bank
Metric by metric
| Measure | The First National Bank of Bagley | Minnesota Lakes Bank |
|---|---|---|
| TellerScore | 60 (stronger) | 53 |
| Capital cushion | 29 | 57 (stronger) |
| Loan quality | 66 (stronger) | 0 |
| Earnings | 68 | 77 (stronger) |
| Funding & liquidity | 86 | 93 (stronger) |
| Problem-loan coverage | 79 (stronger) | 70 |
| Peer percentile | 19th | 9th |
| Total assets | $129.2M | $129.8M |
| Deposits / shares | $119.7M | $113.5M |
| Capital ratio | 7.85% | 10.69% (stronger) |
| Problem loans | 1.02% (stronger) | 3.18% |
| Net charge-offs | 0.22% | -0.18% (stronger) |
| Return on assets | 1.20% | 1.43% (stronger) |
| Loans ÷ deposits | 71.6% | 65.6% (stronger) |
| Uninsured deposits | 17.2% | 16.9% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.3% | — |
The First National Bank of Bagley has the higher TellerScore (60 vs 53). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Bagley leads on 2 and Minnesota Lakes Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.