Side-by-side · Q2 2026 data
The First National Bank of Bangor vs Citizens First Bank
Metric by metric
| Measure | The First National Bank of Bangor | Citizens First Bank |
|---|---|---|
| TellerScore | 83 (stronger) | 75 |
| Capital cushion | 100 (stronger) | 53 |
| Loan quality | 68 | 85 (stronger) |
| Earnings | 100 (stronger) | 97 |
| Funding & liquidity | 44 | 57 (stronger) |
| Problem-loan coverage | 95 (stronger) | 94 |
| Peer percentile | 84th | 61st |
| Total assets | $363.7M | $344.5M |
| Deposits / shares | $225.6M | $283.1M |
| Capital ratio | 31.61% (stronger) | 10.26% |
| Problem loans | 0.95% | 0.44% (stronger) |
| Net charge-offs | 0.00% | -0.00% (stronger) |
| Return on assets | 3.38% (stronger) | 1.93% |
| Loans ÷ deposits | 135.3% | 89.1% (stronger) |
| Uninsured deposits | 20.8% (stronger) | 28.3% |
| Offices | 5 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.3% | — |
The First National Bank of Bangor has the higher TellerScore (83 vs 75). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Bangor leads on 4 and Citizens First Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.