Side-by-side · Q2 2026 data
The First National Bank of Bastrop vs Austin Telco Federal Credit Union
Metric by metric
| Measure | The First National Bank of Bastrop | Austin Telco Federal Credit Union |
|---|---|---|
| TellerScore | 77 | 78 (stronger) |
| Capital cushion | 66 | 90 (stronger) |
| Loan quality | 89 (stronger) | 88 |
| Earnings | 78 (stronger) | 44 |
| Funding & liquidity | 62 | 72 (stronger) |
| Problem-loan coverage | 96 | 96 |
| Peer percentile | 83rd | 84th |
| Total assets | $1.2B | $2.5B |
| Deposits / shares | $1.1B | $2.1B |
| Capital ratio | 11.61% | 14.04% (stronger) |
| Problem loans | 0.33% (stronger) | 0.35% |
| Net charge-offs | 0.04% (stronger) | 0.26% |
| Return on assets | 1.46% (stronger) | 0.60% |
| Loans ÷ deposits | 66.8% (stronger) | 88.0% |
| Uninsured deposits | 43.2% | 9.1% (stronger) |
| Offices | 8 | 18 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.9% | — |
Austin Telco Federal Credit Union has the higher TellerScore (78 vs 77). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Bastrop leads on 4 and Austin Telco Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.