Side-by-side · Q2 2026 data
The First National Bank of Bastrop vs First National Bank of Giddings
Metric by metric
| Measure | The First National Bank of Bastrop | First National Bank of Giddings |
|---|---|---|
| TellerScore | 77 (stronger) | 57 |
| Capital cushion | 66 (stronger) | 62 |
| Loan quality | 89 (stronger) | 31 |
| Earnings | 78 (stronger) | 73 |
| Funding & liquidity | 62 (stronger) | 58 |
| Problem-loan coverage | 96 (stronger) | 72 |
| Peer percentile | 83rd | 14th |
| Total assets | $1.2B | $356.2M |
| Deposits / shares | $1.1B | $315.1M |
| Capital ratio | 11.61% (stronger) | 11.18% |
| Problem loans | 0.33% (stronger) | 2.07% |
| Net charge-offs | 0.04% | 0.03% (stronger) |
| Return on assets | 1.46% (stronger) | 1.32% |
| Loans ÷ deposits | 66.8% (stronger) | 79.9% |
| Uninsured deposits | 43.2% | 35.3% (stronger) |
| Offices | 8 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.9% | — |
The First National Bank of Bastrop has the higher TellerScore (77 vs 57). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Bastrop leads on 5 and First National Bank of Giddings on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.