Side-by-side · Q2 2026 data
The First National Bank of Bastrop vs Legend Bank, N.A.
Metric by metric
| Measure | The First National Bank of Bastrop | Legend Bank, N.A. |
|---|---|---|
| TellerScore | 77 | 82 (stronger) |
| Capital cushion | 66 (stronger) | 54 |
| Loan quality | 89 | 96 (stronger) |
| Earnings | 78 | 98 (stronger) |
| Funding & liquidity | 62 | 81 (stronger) |
| Problem-loan coverage | 96 | 98 (stronger) |
| Peer percentile | 83rd | 93rd |
| Total assets | $1.2B | $1.3B |
| Deposits / shares | $1.1B | $1.1B |
| Capital ratio | 11.61% (stronger) | 10.35% |
| Problem loans | 0.33% | 0.12% (stronger) |
| Net charge-offs | 0.04% (stronger) | 0.07% |
| Return on assets | 1.46% | 1.95% (stronger) |
| Loans ÷ deposits | 66.8% (stronger) | 72.1% |
| Uninsured deposits | 43.2% | 21.9% (stronger) |
| Offices | 8 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.9% | 12.2% |
Legend Bank, N.A. has the higher TellerScore (82 vs 77). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Bastrop leads on 3 and Legend Bank, N.A. on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.