Side-by-side · Q2 2026 data
The First National Bank of Bastrop vs Pointbank
Metric by metric
| Measure | The First National Bank of Bastrop | Pointbank |
|---|---|---|
| TellerScore | 77 (stronger) | 53 |
| Capital cushion | 66 (stronger) | 40 |
| Loan quality | 89 (stronger) | 41 |
| Earnings | 78 (stronger) | 58 |
| Funding & liquidity | 62 | 78 (stronger) |
| Problem-loan coverage | 96 (stronger) | 77 |
| Peer percentile | 83rd | 11th |
| Total assets | $1.2B | $1.2B |
| Deposits / shares | $1.1B | $968.3M |
| Capital ratio | 11.61% (stronger) | 8.99% |
| Problem loans | 0.33% (stronger) | 1.77% |
| Net charge-offs | 0.04% (stronger) | 0.10% |
| Return on assets | 1.46% (stronger) | 0.95% |
| Loans ÷ deposits | 66.8% | 60.2% (stronger) |
| Uninsured deposits | 43.2% | 35.0% (stronger) |
| Offices | 8 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.9% | 20.0% |
The First National Bank of Bastrop has the higher TellerScore (77 vs 53). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Bastrop leads on 5 and Pointbank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.