Side-by-side · Q2 2026 data
The First National Bank of Bemidji vs MidCountry Bank
Metric by metric
| Measure | The First National Bank of Bemidji | MidCountry Bank |
|---|---|---|
| TellerScore | 62 | 72 (stronger) |
| Capital cushion | 61 | 80 (stronger) |
| Loan quality | 34 | 70 (stronger) |
| Earnings | 77 (stronger) | 61 |
| Funding & liquidity | 85 (stronger) | 61 |
| Problem-loan coverage | 72 | 89 (stronger) |
| Peer percentile | 27th | 66th |
| Total assets | $1.1B | $1.1B |
| Deposits / shares | $844.4M | $835.8M |
| Capital ratio | 11.14% | 13.00% (stronger) |
| Problem loans | 1.99% | 0.90% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.03% |
| Return on assets | 1.42% (stronger) | 1.03% |
| Loans ÷ deposits | 64.6% (stronger) | 86.6% |
| Uninsured deposits | 24.6% (stronger) | 26.4% |
| Offices | 2 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
MidCountry Bank has the higher TellerScore (72 vs 62). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Bemidji leads on 4 and MidCountry Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.