Side-by-side · Q2 2026 data
The First National Bank of Blanchester vs The Ottoville Bank Company
Metric by metric
| Measure | The First National Bank of Blanchester | The Ottoville Bank Company |
|---|---|---|
| TellerScore | 77 | 95 (stronger) |
| Capital cushion | 56 | 100 (stronger) |
| Loan quality | 95 | 100 (stronger) |
| Earnings | 69 | 78 (stronger) |
| Funding & liquidity | 85 | 95 (stronger) |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 58th | 97th |
| Total assets | $77.7M | $93.8M |
| Deposits / shares | $68.9M | $72.9M |
| Capital ratio | 10.62% | 21.40% (stronger) |
| Problem loans | 0.15% | 0.00% (stronger) |
| Net charge-offs | 0.13% | 0.00% (stronger) |
| Return on assets | 1.23% | 1.46% (stronger) |
| Loans ÷ deposits | 71.4% | 51.1% (stronger) |
| Uninsured deposits | 18.1% (stronger) | 19.7% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Ottoville Bank Company has the higher TellerScore (95 vs 77). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Blanchester leads on 1 and The Ottoville Bank Company on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.