The Ottoville Bank Company (FDIC certificate #8403) is based in Ottoville, Ohio. Its Q2 2026 call report shows $93.8M in total assets and $72.9M in deposits and 1 office.
The Ottoville Bank Company has a TellerScore of 95 out of 100 (very strong) based on Q2 2026 data — higher than 97% of its 546 banks with under $100 million in assets. Among 157 banks headquartered in Ohio, it ranks 1st. Capital cushion contributes the most (100/100, 21.40%); earnings contributes the least (78/100, 1.46%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (95 → 95).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 93 |
| Q3 2024 | 94 |
| Q4 2024 | 94 |
| Q1 2025 | 94 |
| Q2 2025 | 95 |
| Q3 2025 | 95 |
| Q4 2025 | 95 |
| Q1 2026 | 95 |
| Q2 2026 | 95 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 20.70% |
| Q3 2024 | 20.23% |
| Q4 2024 | 19.97% |
| Q1 2025 | 21.05% |
| Q2 2025 | 21.22% |
| Q3 2025 | 21.05% |
| Q4 2025 | 21.14% |
| Q1 2026 | 21.64% |
| Q2 2026 | 21.40% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.24% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.48% |
| Q3 2024 | 1.47% |
| Q4 2024 | 1.36% |
| Q1 2025 | 1.30% |
| Q2 2025 | 1.47% |
| Q3 2025 | 1.45% |
| Q4 2025 | 1.38% |
| Q1 2026 | 1.39% |
| Q2 2026 | 1.46% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 95 | $93.8M | 21.40% | 0.00% | 1.46% | 51.1% |
| Q1 2026 | 95 | $92.0M | 21.64% | 0.00% | 1.39% | 54.1% |
| Q4 2025 | 95 | $92.3M | 21.14% | 0.00% | 1.38% | 56.6% |
| Q3 2025 | 95 | $94.5M | 21.05% | 0.00% | 1.45% | 52.5% |
| Q2 2025 | 95 | $93.0M | 21.22% | 0.00% | 1.47% | 57.3% |
| Q1 2025 | 94 | $92.0M | 21.05% | 0.00% | 1.30% | 58.4% |
| Q4 2024 | 94 | $95.7M | 19.97% | 0.00% | 1.36% | 55.8% |
| Q3 2024 | 94 | $95.6M | 20.23% | 0.00% | 1.47% | 60.9% |
| Q2 2024 | 93 | $92.8M | 20.70% | 0.24% | 1.48% | 58.7% |
546 peers · Under $100 million in assets
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Ohio
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Home National BankBank Racine, OH | 52 out of 100, Below average | $95.0M | 10.5% | 2.43% | vs |
| The First National Bank of GermantownBank Germantown, OH | 63 out of 100, Moderate | $96.2M | 8.5% | 0.47% | vs |
| The First Central National Bank of St. ParisBank St. Paris, OH | 87 out of 100, Very strong | $97.0M | 18.9% | 0.02% | vs |
| Bank419Bank Metamora, OH | 55 out of 100, Moderate | $98.3M | 9.3% | 1.42% | vs |
| Peoples First Savings BankBank Mason, OH | 42 out of 100, Below average | $99.9M | 10.0% | 2.34% | vs |
| The Covington Savings and Loan AssociationBank Covington, OH | 91 out of 100, Very strong | $84.0M | 18.6% | 0.00% | vs |
Deposit insurance
Is my money safe at The Ottoville Bank Company?
Yes. The Ottoville Bank Company is an FDIC-insured institution (FDIC certificate #8403). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 19.7% of deposits ($14.3M) are above the $250,000 FDIC insurance limit, above the peer median of 16%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 21.40%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
1 location
Branches
The Ottoville Bank Company lists 1 office in 1 city. Most locations:
- Ottoville, OH (1)
Identity & history
Profile
- Legal name
- The Ottoville Bank Company
- Type
- State-chartered bank (Fed member)
- FDIC certificate #
- 8403
- RSSD ID
- 443625
- Primary regulator
- FED
- Established
- January 1, 1904
- Headquarters
- 161 W 3rd St, Ottoville, OH 45876
- Website
- www.ottovillebank.com
- Employees
- 9
Quick answers
The Ottoville Bank Company: common questions
Is The Ottoville Bank Company FDIC insured?
Yes. The Ottoville Bank Company is an FDIC-insured institution (FDIC certificate #8403). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is The Ottoville Bank Company's TellerScore?
95 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has The Ottoville Bank Company ever failed?
There is no failure record for FDIC certificate #8403 in the FDIC failed bank list.
How many branches does The Ottoville Bank Company have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Ottoville
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Superior Credit Union, IncCredit union Lima, OH | 94 out of 100, Very strong | $2.0B | 15.2% | 0.20% | vs |
| The Peoples Bank Co.Bank Coldwater, OH | 85 out of 100, Very strong | $859.2M | 11.9% | 0.13% | vs |
| Genfed Financial Credit UnionCredit union Akron, OH | 79 out of 100, Strong | $335.9M | 16.8% | 1.38% | vs |
| Nickel Steel Federal Credit UnionCredit union Lima, OH | 76 out of 100, Strong | $5.2M | 33.1% | 0.42% | vs |
| The Hamler State BankBank Hamler, OH | 76 out of 100, Strong | $125.3M | 14.3% | 1.38% | vs |
| The Fort Jennings State BankBank Fort Jennings, OH | 75 out of 100, Strong | $285.8M | 12.7% | 1.09% | vs |