Side-by-side · Q2 2026 data
The First National Bank of Blanchester vs Versailles Savings and Loan Company
Metric by metric
| Measure | The First National Bank of Blanchester | Versailles Savings and Loan Company |
|---|---|---|
| TellerScore | 77 | 89 (stronger) |
| Capital cushion | 56 | 100 (stronger) |
| Loan quality | 95 | 100 (stronger) |
| Earnings | 69 | 69 |
| Funding & liquidity | 85 (stronger) | 71 |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 58th | 87th |
| Total assets | $77.7M | $65.6M |
| Deposits / shares | $68.9M | $51.1M |
| Capital ratio | 10.62% | 19.25% (stronger) |
| Problem loans | 0.15% | 0.00% (stronger) |
| Net charge-offs | 0.13% | 0.00% (stronger) |
| Return on assets | 1.23% (stronger) | 1.22% |
| Loans ÷ deposits | 71.4% (stronger) | 89.5% |
| Uninsured deposits | 18.1% | 10.2% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Versailles Savings and Loan Company has the higher TellerScore (89 vs 77). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Blanchester leads on 2 and Versailles Savings and Loan Company on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.