Side-by-side · Q2 2026 data
The First National Bank of Brownstown vs First Community Bank, Xenia-Flora
Metric by metric
| Measure | The First National Bank of Brownstown | First Community Bank, Xenia-Flora |
|---|---|---|
| TellerScore | 72 | 86 (stronger) |
| Capital cushion | 63 | 70 (stronger) |
| Loan quality | 59 | 93 (stronger) |
| Earnings | 71 | 90 (stronger) |
| Funding & liquidity | 100 (stronger) | 96 |
| Problem-loan coverage | 92 | 98 (stronger) |
| Peer percentile | 45th | 81st |
| Total assets | $57.4M | $55.5M |
| Deposits / shares | $50.9M | $47.3M |
| Capital ratio | 11.25% | 12.03% (stronger) |
| Problem loans | 1.22% | 0.22% (stronger) |
| Net charge-offs | 0.28% | -0.04% (stronger) |
| Return on assets | 1.28% | 1.76% (stronger) |
| Loans ÷ deposits | 40.9% (stronger) | 64.6% |
| Uninsured deposits | 14.3% | 11.9% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Community Bank, Xenia-Flora has the higher TellerScore (86 vs 72). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Brownstown leads on 1 and First Community Bank, Xenia-Flora on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.