Side-by-side · Q2 2026 data
The First National Bank of Cokato vs Security State Bank of Warroad
Metric by metric
| Measure | The First National Bank of Cokato | Security State Bank of Warroad |
|---|---|---|
| TellerScore | 68 (stronger) | 62 |
| Capital cushion | 35 | 100 (stronger) |
| Loan quality | 92 (stronger) | 0 |
| Earnings | 80 (stronger) | 48 |
| Funding & liquidity | 62 | 100 (stronger) |
| Problem-loan coverage | 96 (stronger) | 70 |
| Peer percentile | 37th | 22nd |
| Total assets | $138.2M | $138.3M |
| Deposits / shares | $128.1M | $119.9M |
| Capital ratio | 8.54% | 16.41% (stronger) |
| Problem loans | 0.25% (stronger) | 4.17% |
| Net charge-offs | 0.02% (stronger) | 0.07% |
| Return on assets | 1.50% (stronger) | 0.69% |
| Loans ÷ deposits | 72.6% | 56.3% (stronger) |
| Uninsured deposits | 38.0% | 14.6% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First National Bank of Cokato has the higher TellerScore (68 vs 62). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Cokato leads on 4 and Security State Bank of Warroad on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.