Side-by-side · Q2 2026 data
The First National Bank of Cokato vs Western National Bank
Metric by metric
| Measure | The First National Bank of Cokato | Western National Bank |
|---|---|---|
| TellerScore | 68 (stronger) | 55 |
| Capital cushion | 35 | 35 |
| Loan quality | 92 | 100 (stronger) |
| Earnings | 80 (stronger) | 25 |
| Funding & liquidity | 62 (stronger) | 60 |
| Problem-loan coverage | 96 (stronger) | 52 |
| Peer percentile | 37th | 11th |
| Total assets | $138.2M | $135.8M |
| Deposits / shares | $128.1M | $108.8M |
| Capital ratio | 8.54% (stronger) | 8.52% |
| Problem loans | 0.25% | 0.00% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.04% |
| Return on assets | 1.50% (stronger) | 0.14% |
| Loans ÷ deposits | 72.6% (stronger) | 85.4% |
| Uninsured deposits | 38.0% | 28.5% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First National Bank of Cokato has the higher TellerScore (68 vs 55). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Cokato leads on 5 and Western National Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.