Side-by-side · Q2 2026 data
The First National Bank of Coleraine vs Deerwood Bank
Metric by metric
| Measure | The First National Bank of Coleraine | Deerwood Bank |
|---|---|---|
| TellerScore | 65 | 68 (stronger) |
| Capital cushion | 26 | 31 (stronger) |
| Loan quality | 100 (stronger) | 90 |
| Earnings | 46 | 92 (stronger) |
| Funding & liquidity | 88 (stronger) | 58 |
| Problem-loan coverage | 100 (stronger) | 92 |
| Peer percentile | 29th | 49th |
| Total assets | $112.0M | $1.5B |
| Deposits / shares | $105.1M | $1.4B |
| Capital ratio | 7.63% | 8.06% (stronger) |
| Problem loans | 0.00% (stronger) | 0.29% |
| Net charge-offs | 0.03% | 0.02% (stronger) |
| Return on assets | 0.65% | 1.79% (stronger) |
| Loans ÷ deposits | 39.4% (stronger) | 68.7% |
| Uninsured deposits | 26.1% (stronger) | 45.2% |
| Offices | 2 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 5.2% |
Deerwood Bank has the higher TellerScore (68 vs 65). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Coleraine leads on 3 and Deerwood Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.